Starting 11th July 2016, Adullam will be collecting a one-time registration fee of $50 to help defray some of our costs. Thank you for your kind understanding.
Please be informed that Adullam Life Counselling will be closed from 14th to 26th February 2018. We will resume our session on 27th February 2019. Wishing everyone a Blessed Lunar New Year.
Even till today, the whole experience seemed surreal.
It started with 1 in 2012, 3 at the beginning of 2013 and by Feb 2014, I had a total of 48 licensed ML debts. The thing was, during that period, I had actually been servicing these debts promptly. Average principal coverage would have been easily more than 2 times as well. I don’t get it. These are supposedly licensed moneylenders approved by our government.
Enormous stress has been placed upon my family. My wife, on more… than one occasion, has suggested bankruptcy. I brushed it aside at first, but now I am not sure.
Coming to Adullam provided us with the comfort and relief we sought and light, however dim now. I tried not to let it affect my work of 20 years, but there have been times when I looked back thinking “what crime have I committed”? …….